Sunday, May 24, 2020

Education for Diversity and Social Justice Free Essay Example, 1500 words

Prior to beginning her work at the higher institution of learning, she was working in the Association of Women Educators institution. Her main aim was to promote gender equality in education, to ensure equality in economic participation. She is also affiliated to Griffith University where she works as a Research Fellow. Amanda Keddie has made a number of publications, where she has collaborated with more than 13 co-authors. She began her publication in 2000. Currently, she has made more than 86 publications touching on issues of gender, culture and social justice. Some of the latest journals include productive engagements with student difference: supporting equity through cultural recognition and Refugee education and Justice Issues of representation, redistribution and recognition, which she published in 2012. Her experience in writing has contributed to education policies, especially in Australia where the government is working towards education equality and cultural diversity. In 2002, she received an award that recognized her main contribution to the field of education. She was awarded for her publication; it’s more than a game: Little boys, masculinities and football culture. We will write a custom essay sample on Education for Diversity and Social Justice or any topic specifically for you Only $17.96 $11.86/pageorder now Amanda is also a member of the Australian Association for Research in Education. She is an Award Co-ordinator, where the main goal is to recognize authors and individuals who have contributed to the field of education and culture. Summary of Key points The book, Education for Diversity and Social Justice (2012), main aim is to highlight how social injustice in education has contributed to economic gap within the society. The book indicates that the economic gap is huge, especially in Australia, United States and Canada. The inequitable distribution of resources, such as education has been attributed to the economic inequality within the society. Amanda (2012) borrows heavily from statistical data, and past studies to justify her claim. She focused mostly on the social injustice among the aboriginal living in Australia and Canada. According to the book, the aboriginals have been denied an equal chance to participate in nation building owing to lack of knowledge, skills and experiences. She blames the education sector and government for this the social injustice, arguing that little efforts have been taken to foster equal education for all. However, she has noted the policies that different governments, especially in Australia has put in place to ensure that the challenge is addressed.

Thursday, May 14, 2020

I Am A Dna Test Results Back - 2119 Words

When I was told that I was going to get my DNA test results back, I felt two distinct emotions during that moment of waiting. Nervousness and excitement followed. True fully, I’ve always thought I knew what I’m susceptible to getting in the future or right now in the present. Due to the fact, I’ve had a talk with both my parents about what family diseases are getting passed along in both my family trees. It’s pretty common diseases: diabetes, hypertension, Parkinson, asthma, hearing loss, and COPD, etc. The few minutes of waiting to get my test results back, made my anxiety levels increase as well as my emotions increasing. When I was given my test results, I immediately ripped open the envelope and read the company’s informational letter. It described to me what PersonaGen Cooperation stands for, Privacy Policy, and how they were capable of finding out certain information about me through viewing my genetic data. I then seemed at my test result paper seeing that I have three different chromosomes that show I’m homozygous or heterozygous for those traits. These results will either show what I need to commute on my health of living style, and what precautions I might need to take in the near future. All I know is that it’s make or break time. My results indicated that I’m heterozygous to carrying Jacobsen syndrome trait. I’m homozygous to having or passing along with brownish eyes and carrying hypertension (or susceptible to getting it). Jacobsen syndrome is when aShow MoreRelatedTriple X Syndrome Testing and Diagnosis769 Words   |  3 PagesDear, Brown Family I am Dr. Cunningham I have a PHD and MD from Stanford University. I am a Obstetrics and Gynecology affiliated with St. Vincent Health Hospital I have been working here for about 6 years now. Over week I have been doing numerous test on your daughter such as Amniocentesis and Chorionic Villus sampling. Chorionic villus is collected by pu tting a long thin needle through the belly into the placenta. Amniocentesis is tested by getting a sample from the amnion or amniotic sac surroundingRead MoreGmo Lab Report Essay1304 Words   |  6 Pageshas been researched quite often. A study was done in the Czech Republic over a course of five years (2002- 2007) to test many foods, such as tomatoes and rice, for approved and unapproved Genetically Modified Organisms. Similar to the experiment conducted in the botany lab, the scientists involved in this study used a Polymerase Chain Reaction, or PCR, method to determine their results (Kyrova, Ostry, Laichmannova, Ruprich, 2010). Enrico Dainese and his partners did another similar study, on soybeansRead MoreAmanda Knox : The Film Analysis Of Amanda Knox1575 Words   |  7 PagesIn the documentary, a video is shown of Knox who, on request, makes an emotional declaration of innocence before her appeals trial. Knox tearfully states, â€Å"I never expected to find myself here, convi cted of a crime I didnt commit. To Merediths family, Im very sorry that Meredith isnt here anymore. I cant possibly know how you feel, but I too have little sisters. The idea of their suffering and never seeing them again terrifies me.† The empathy in her declaration and tearful-ness of the deliveryRead MoreCode Green Fluorescent in Bacteria1169 Words   |  5 Pagesbacteria have evolved in order to take up free DNA from their environment. Today’s lab, we are transforming bacteria with a gene that code for green fluorescent protein (GFP) Our purpose for this lab is to demonstrate how bacteria transformation performs in different conditions. The results we got form this experiment is that E.coli exposed to pGLO grown on the plates with (-) LB, (+) LB/Amp, and (+) LB/Ara. No bacteria colonized on the plate with (-) LB/Am and (+) LB/Amp/Ara. From these five platesRead More Genital Herpes Essay1052 Words   |  5 Pages nbsp;nbsp;nbsp;nbsp;nbsp;I have infected 45 million Americans and will infect 1 million more Americans each year. Who am I? nbsp;nbsp;nbsp;nbsp;nbsp;Herpes, from the ancient Greek meaning to creep or crawl, is the name of a family of viruses of which herpes simplex virus 1 and herpes simplex virus 2 (HSV-1 and HSV-2) are the most serious human pathogens. HSV-1 is normally associated with orofacial infections and encephalitis, whereas HSV-2 usually causes genital infections and can be transmittedRead MoreThe Expression Of Two Genes Within Drosophila Fly Cells922 Words   |  4 Pagessemiconservative process in which two strands of DNA are created from one double strand of DNA. The total production is four single strands of DNA, each strand made from one old and one newly made single strand. Replication first starts with a cluster of proteins called a protein complex. When a protein complex binds to a section of DNA with adenine and thymine repeats, called regions of replication, it creates a ‘bubble’ between the DNA. With a small opening in the DNA an enzyme called helicase comes in andRead More Should We Use Capital Punishment? Essay1050 Words   |  5 PagesCapital Punishment is that inhumane methods are used to kill criminals. In the past, methods such as stoning, gassing, hanging, electrocuting and shooting have all been used to kill. Although I agree that these methods are inhumane I am still for Capital Punishment because I believe two things. Firstly, these criminals who are being put to death have committed evil crimes, such as murder or rape. When they committed these crimes they probably did not treat their victimsRead MoreThe Second Service Learning Experience With The Dna Club1319 Words   |  6 PagesThe second service-learning experience with the DNA club was a roadside clean-up on Highway 16, near Pettibone Beach. There were 18 of us who spent 2 hours cleaning up the half-mile stretch of highway. It was amazing to see how quickly our garbage bags got full. With every piece of garbage, I picked up, I found myself becoming more and more upset. It is difficult to fathom how individuals in our society resort to throwing their garbage out of their windows, rather than recycling it or throwing itRead MoreEssay on Human Genetic Screening2461 Words   |  10 Pagesconsists of forty-six chromosomes, which are paired into twenty-three different pairs. Each one of these chromosomes carries thousands of genes. Each gene consists of information that codes for a particular trait. This information is determined by the DNA found in that gene. A gene for one trait may have various alleles that will make one person appear a little different than that of a person with a different allele. An example would be of a person with brown hair. They would have a dominant allele forRead More DNA Chip - Genetic Testing of the Future Essay2397 Words   |  10 PagesDNA Chip - Genetic Testing of the Future Many, if not most diseases, have their roots in our genes. Genes, through the proteins they encode, determine how efficiently we process foods, how effectively we detoxify poisons, and how vigorously we respond to infections. In the past 20 years, amazing new techniques have allowed scientists to learn a great deal about how genes work and how they are linked to disease. This rapid pace of discovery of genetic factors, responsible for certain diseases,

Wednesday, May 6, 2020

Kids, Work and Easy Essay Topics to Write about

Kids, Work and Easy Essay Topics to Write about Ideas, Formulas and Shortcuts for Easy Essay Topics to Write about The writing procedure is universal. You might, for instance, write an expository essay with step-by-step instructions about how to create a peanut butter sandwich. If you have not ever written an essay before, or when you struggle with writing and need to boost your skills, it's a great concept to experience several actions in the essay writing process. It can likewise be very helpful to use an inexpensive essay writing service to help to make sure that you're on the right path. An essay is just a bit of content that's written from the perception of writer or author. An opinion essay is a writing work where you need to present a personal opinion about this issue of choice for a writer. Persuasive essays are aimed toward convincing the audience in your distinctive means of thinking. Anyway, your argumentative essay might be shown before the entire group as an illustration of fantastic work. The Debate Over Easy Essay Topics to Write about A number of the informative topics asked students to reply to letters, cartoons. As a college student, you're predicted to compose premium quality essays. Actually, lots of argumentative essays are in fact persuasive papers. In middle school, 5-paragraph essays are among the most typical forms of papers to write. Why Almost Everything You've Learned About Easy Essay Topics to Write about Is Wrong It's possible for you to write a very simple essay on the suitable age to vote or suitable age to be in a position to purchase alcohol. Before picking up a perfect essay topic, it is essential for you to understand the qualities of the essay. There are numerous essay types, and at times the topic itself is as critical as the sort of the essay you're assigned. Learn more about the way the essay is scored. If it asks you to answer multiple questions, be certain to address each systematically. Narrative essay topics Narrative essay is a little different from different types. A proposal essay is quite straightforward to comprehend. The Importance of Easy Essay Topics to Write about Writing practice should not be boring! The very best thing about Essay is it is possible to use any sort of language formal or informal. The ESL essay ought to be grammatically accurate. When you first begin writing essays in school, it isn't uncommon to have a whole topic assigned to you. The Nuiances of Easy Essay Topics to Write about There are over a dozen varieties of essays, therefore it's easy to become confused. If you concentrate on how, are always going to have enough to write about. Several alternative logical structures for essays are visualized as diagrams, making them simple to implement or adapt in the building of an argument. Since you ma y see, there are lots of topics to pick from for your 5-paragraph essay. It isn't really easy to select decent essay topics. You don't have to consider over discussion essay topics and the perfect way to complete well-written paper. The greatest argumentative essay topics are the simplest ones. It isn't always simple to select a fantastic topic and story for this kind of essay. To do so, you will need to get a guide to compose the very best essay on the selected topic. You don't need to compose a whole essay just to find out you were completely off topic. Expert essay has impressive introductions. The topics are abstract because thus you'll be able to locate your own approach better. You should be quite attentive once you reveal the topics that may be offensive to other men and women. Obviously, there are a number of other college essay topics to pick from. There are plenty of topics to pick from in the area of business. No matter what kind of essay you write you must take note of the subject and to gain that knowledge you must research well. Certain informative essay issues call for a very long period to finish a last paper. Whether you like our topics since they are or wish to alter them for your essay, you'll have to find something entirely fresh sooner or la ter in your studies. It's far better to select a simple subject to analyze. The Easy Essay Topics to Write about Stories Normally, it doesn't include references and quotes in it. Decide what you would like to convey in your essay and place it into words. The essay offers you a chance to reveal how effectively it is possible to read and comprehend a passage and compose an essay analyzing the passage. Informative essay is an opportunity to explain important facts. New Questions About Easy Essay Topics to Write about To be successful at school, you want in order to write various kinds of essays. The intent of assigning an essay to middle school students is to make awareness and permit them to develop writing skills. While, it's easy every time a school teacher gives one particular topic for all students, it's not necessarily the case and the students often get stuck! There are several persuasive essay topics to pick from to finish your high school or college assignment. Fa cts, Fiction and Easy Essay Topics to Write about The primary aim of topic choice for a proposal essay is to demonstrate the idea can be put into place in practice. To start with, it's the should possess profound understanding of the topic under discussion. If you're predicted to select your own subject, then the very first step is to define the objective of your essay. Remember it can be useful to pick a topic that is really meaningful to you. Subsequently, essay was defined in various ways. It is essential to choose a great topic to be able to compose a good paper. Picking an effortless topic may prove to be an incorrect track because you might have difficulties finding credible sources to support your views. Selecting an essay topic is extremely important, and you may write the correct things about boring facts and events.

Tuesday, May 5, 2020

Superannuation Financial Services Industry -Myassignmenthelp.Com

Question: Discuss About The Superannuation Financial Services Industry? Answer: Introduction Australian banking system has been recognized in the world for its strongest financial services. The banking system in the country is famous for its systematic underpinning of rules and regulations. All the Australian citizens have the right to be treated fairly and justly with their banking operation, financial services and superannuation. The banking sector in Australia is linked with good governance and cooperative working culture. These standards are strictly regulated in order to provide efficient banking services to the people of the country (Verrender, 2017). In addition to this timely monitoring helps in maintaining the trust of the people in the banking services of the country. Issues related to weakness in governance, inappropriate financial advice by the banking institutions, disputes over insurance claims and money laundering have seriously hurt the goodwill of the financial and banking sector of the country. The government of Australia has created Royal commission to inquire in all these matter. The Royal commission inquiry into the issues of the banking sector will help in gaining back the trust of people (Australia to hold royal commission inquiry into banks, 2017). The report critically examines the issues occurring in the banking sector of Australia. Apart from this, the working of royal commission is also analyzed in order to gain a better understanding. Suitable recommendations related to the issue are also a major part of the report. In the end a brief conclusion summarizes the findings of the report. Research literature survey According to, Lui (2016), managing good customer relations, supervision, resilience and good governance are the key for a successful and healthy banking sector. In recent years the banking sector of Australia has faced major issues related to good governance, customer satisfaction, insurance claims etc. All these issues have hampered the countrys banking sector badly. Australian banking institutions are known for their strong financial services. In order to remain to work efficiently, the banking sector of the country are abide by the strict rules and regulations. In recent years the banking sector organizations have shifted their attention from conduct and good governance. The misconduct in financial sector has a devastating result (Lui, 2016). Australian banking sector is known for its efficient working operations. The superannuation and other facilities provided by the Australian banks have made the customer of the country satisfied. In recent past the country has faced issues suc h as misconduct, misleading information to the customers, weakness in governance has proved quite harmful to the banking and financial sector of Australia. In the views of (Gup, 2006), superannuation services in Australia are at their rapid growth rate, these funds are quite attractive choice in Australia. These are the self managed funds which are high in demand in Australia. Australian banking sector offers attractive schemes for superannuation funds. However in recent past this area has also witnessed risk due to the misconduct and lack of good governance. The problematic incidents have adversely impacted the customers in the financial and banking sector of the country (Gup, 2006). The financial services in Australia were quite strong and it has remained independent in the wake of the recession also. When all other financial and banking institutions were taking assistance from government, Australian banks were independent and maintained their financial environment effectively. In the views of Barwell (2017), the financial sector of the country was devious of any misconduct but in recent times the banking and financial sector has witnessed certain issues which has shaken the whole banking and financial sector of the country. Due to all these situations in the country, the government after thorough research has created a commission called Royal commission to inquire into the matter that has disturbed the calm and peaceful financial and banking sector of the country. Royal commission is likely to work best in the matter which consist of wide ranges of issues and concerns (Barwell, 2017). The Royal commission in its inquiry should give priority to issues which matters most in their opinion have greater potential to harm the financial and banking sector. The commission is required to submit the report to the government so that appropriate actions against the situations can be taken. According to Wilson (2014), with the establishment of royal commission the government is ensuring that the financial system is resilient, fair and efficient. Royal commission is aim to achieve variety of concerns, which involve various types of financial issues, culture, ethics and governance problems. The use of superannuation members retirement savings in any other purpose that does not meet the community standards is not considered to be the best practice by the royal commission and it required taking appropriate steps against the financial entity. Due to recent issues the trust has taken a back seat. The government has decided to establish royal commission in order to ensure that the financial sector of the country is efficient and effective (Wilson, 2014). The Royal commission takes a conventional and focused approach regarding the issue and tries to resolve the issue so that it cannot hurt the goodwill and reputation of the countrys financial sector. A new stop shop is establis hed in order to solve the issues and grievances of the customers. This step has significantly encouraged and strengthened the powers of the Australian Securities and Investments Commission. In the views of Acharya and Beck (2014) a framework has been created in order to hold the financial and banking sector people accountable for their behavior and actions. The step has been taken in order to boost banking and financial sector competition. Royal commission is prepared in order to find the solution of the problem as soon as possible. The government of Australia ensured that any kind of politicizing work with the royal commission cannot occur. The sensible, focused and efficient inquiry by Royal Commission into misconduct and ill practices which are falling below the community standards and expectations is the key to success. The issues regarding money laundering in the financial and banking sector has gained the headlines in the recent past (Acharya and Beck, 2014). These kinds of issues hurt the foreign direct investment of the country and the government of the organization is quite serious about the issue. Australian Securities and investments commission highlighted th at conduct, culture and accountability are certain issues that are hurting major banks and financial sector of the country. In recent times the Australian banks and financial sector has witnessed the cases of breach of money laundering and terrorism financing laws. According to Wilson (2014), the banks and financial sector has developed certain kind of biasness regarding the perception of the information. It has helped in increasing lack of trust in the people and customers of the Australian banks and financial sector. The customers of the banks and financial sector are linked with transparency and good conduct, lack of shareholder pressure has certainly removed counter balance and mitigates the incentive of not doing the right thing (Wilson, 2014). This means that the banks and financial sector has to work hard in order to gain the trust and meet the expectations of the customers. According to Mayes and Wood (2013), in the time of distress in the financial sector and banking industry the government of the country has created Royal commission in order to inquire into the matter that has drastically affected the financial sector of the economy. Royal commission is used as a mechanism for gaining back the trust and confidence of customers in the Australian banking and financial sector. Australian banks and financial sector has faced various kinds of allegations such as serious misconduct which also includes rate rigging, insurance fraud and financial fraud. The Australian interest rate benchmark was manipulated for hundreds of millions of dollars in illegal profits (Mayes and Wood, 2013). There are certain big banks which plays a vital role in the calculation of the benchmark. Another financial issue has changed the methodology. Royal commission is public inquiries that are governed by the act of parliament. The commissions can be called for any disturbance creat ed in the peace, order and good governance in the commonwealth or any public purpose in the country (Ashley, 2016). In the views of Gospel, Pendleton and Vitols (2014), royal Commission investigate misconduct in the financial and banking sector of the country, so in this way, banks which are giving false advice to customers and spends peoples retirement savings and other behavior that generally falls below community standards and expectations of the customers are to be questioned by the Royal Commission. The commission covers the small and big banks, wealth managers, superannuation providers, insurance companies etc and takes out a comprehensive inquiry into the matter. The Royal Commission has the power to summon the witness and collect evidences and can also authorize the police to take search warrants (Gospel, Pendleton and Vitols, 2014). According to Gospel, Pendleton and Vitols (2014), the witness who fails to appear on summon can face arrest and detention. However the Royal Commission powers are limited as it does not possess the power to compensate any customer who got affected by the wrongdoing of the banks and financial sector. It has the power to recommend the government about the issue and recommendations can include changing laws and regulations that govern the banking sector. However the Royal Commission does not have power to change the judgments that have been heard before the courts including hearing of bankruptcy (Gospel, Pendleton and Vitols, 2014). The government of Australia has appointed judge to chair the Royal Commission. The Royal Commission has been expected to submit their reports as soon as possible so that the government of the country can take appropriate action. The report does not contain any kind of bias behavior regarding any banking or financial company. Analysis The Australian banking and financial sector is believed to be the strongest and most reliable in their functioning. During the time of recession, when most of the banks of the world were dependent of the financial assistance of the government, Australian banks and financial system were flourishing. Over recent years various concerns regarding the financial and banking sector has emerged. The banks have been charged with weakness in good governance, delegating inappropriate advice to the customers, insurance claim settlement issues etc (Here's what we know about the banking royal commission, 2017). All these issue has seriously harmed the customer trust and belief in the banking and financial sector of the company. In addition to this, the issues related to misconduct by the banking and financial sector has also affected the majority of customers. The banks and financial sector of Australia has been charged with the allegations that they have spent the amount of superannuation which are the retirement savings of the customers. The government of the country has taken a serious and strict step regarding the financial and banking issues. The government has created Royal Commission to inquire into the matter. The step taken by the government is quite commendable as it has again regained the faith of the customers that the government is concerned about the welfare of the people (Chi, 2016). The royal commission is created to give unbiased report to the government so that they can take appropriate action regarding the issue. The commission is advised to do focus inquiry into the matter so that it can remain free from all other concerns. There are certain areas which are investigated by the Royal Commission that means they do not have to delve themselves into variety of issues (Sweeney and Yaxley, 2017). This is quite good as they ha ve a proper guideline as to which matter comes under their investigation purview. That commission is created to look into the issues of misconduct which has shaken the trust of the people of the country. Misconduct is a serious matter in the banking and financial sector. The Royal commission has been given the power to summon the witness and collect evidences. In addition to this, they have also the power to authorize the police to take search warrants against the concerned person. The powers drawn on the commission is quite effective as it can motivate the members of the commission to investigate with utmost responsibility. The Royal Commission also look into the issue of superannuation in which the banks and financial sector has been alleged of spending the retirement savings of the people (Why Australia does not need a royal commission into the banking industry, 2016). This is also effective as superannuation policy of the country holds a major place in the banking and financial sector of the country. The government has appointed a judge of high court has the chairperson of the Royal Commission. This is an efficient step taken by the government as the judge is quite able to understand the laws and regulations of the country in a better way and the y can evaluate the illegal conduct and other types of issues quite efficiently. Recommendations The government of Australia has taken a quite strong step towards regaining the goodwill and reputation of the financial and banking sector. The Royal Commission has been created in order to resolve the issues related to misconduct. The Royal Commission has been bestowed with various powers however it is quite important to expand their operations area so that they investigate into issues more than misconduct (Conduct at Australia's biggest banks is a 'major problem': ASIC, 2017). It is quite important for the Australian financial and banking sector to involve transparency in their operations so that they can avoid such serious accidents that has fatal effect on their future. It is quite important for the government of the country to properly monitor the actions and activities of the commission (Wallbank, 2017). Apart from this the report submitted by the commission should be tackled carefully concerning all the related aspects. In addition to this it should have given the power to co mpensate the affected people from government funding. Conclusion The Australian banking and financial sector is believed to be the strongest and most reliable in their functioning. The report has critically analyzed the scenario of Australian financial and banking sector, in addition to this it has also examined the working and operations of the Royal commission which has been created by the government of the country. Royal Commission has been given certain powers which have made it more accountable and responsible towards the government and people of the country. References Acharya, V.V and Beck, T. 2014. The Social Value of the Financial Sector: Too Big to Fail Or Just Too Big. World Scientific. Ashley, M. 2016. The financial services industry: Whistle blowing and calls for a royal commission. Precedent (Sydney, N.S.W.), 136, pp. 35-39. Australia to hold royal commission inquiry into banks. 2017. [Online]. Available on: https://www.bbc.com/news/world-australia-42175463 [Accessed on: 21 January, 2017]. Barwell, R. 2017. Macroeconomic Policy after the Crash: Issues in Microprudential and Macroprudential Policy. Springer. Chi, L. 2016. Australian banks face off against rate-rigging lawsuits. [Online]. Available on: https://www.bbc.com/news/business-37127579 [Accessed on: 21 January, 2017]. Conduct at Australia's biggest banks is a 'major problem': ASIC. 2017. [Online]. Available on: https://www.sbs.com.au/news/conduct-at-australia-s-biggest-banks-is-a-major-problem-asic [Accessed on: 21 January, 2017]. Gospel, H., Pendleton, A. and Vitols, S. 2014. Financialization, New Investment Funds, and Labour: An International Comparison.OUP Oxford. Gup, B.E. 2006. Capital Markets, Globalization, and Economic Development. Springer Science Business Media. Here's what we know about the banking royal commission. 2017. Available on: zwww.abc.net.au/news/2017-12-04/banking-royal-commission-heres-what-we-know/9210214 Lui, A. 2016. Financial Stability and Prudential Regulation: A Comparative Approach to the UK, US, Canada, Australia and Germany. Routledge. Mayes, D.G. and Wood, G.E. 2013. Reforming the Governance of the Financial Sector. Routledge. Sweeney, L. and Yaxley, L. 2017. Malcolm Turnbull backflips on banking royal commission after big four call for inquiry to restore public faith. [Online]. Available on: https://www.abc.net.au/news/2017-11-30/banking-royal-commission-announced-by-pm-after-big-four-letter/9209926 [Accessed on: 21 January, 2017]. Verrender, I. 2017. Royal commission into banking: The inquiry that could kill the Government. [Online]. Available on: https://www.abc.net.au/news/2017-11-27/how-bad-are-our-banks/9194984 [Accessed on: 21 January, 2017]. Wallbank, P. 2017. Trust issues facing Australias banks cant be solved by comms, says Anna Bligh. [Online]. Available on: https://mumbrella.com.au/trust-issues-facing-australias-banks-cant-solved-comms-says-anna-bligh-463840 [Accessed on: 21 January, 2017]. Why Australia does not need a royal commission into the banking industry. 2016. [Online]. Available on: https://theconversation.com/why-australia-does-not-need-a-royal-commission-into-the-banking-industry-57558 [Accessed on: 21 January, 2017]. Wilson, S. 2014. The Origins of Modern Financial Crime: Historical Foundations and Current Problems in Britain.